When you think of The World’s Most Exclusive Credit Cards. The first thing that comes to mind is the one that you can only get with a certain degree of difficulty from a certain amount of people. The one that you’re almost bound to run into another person only once or twice in your entire life when you’re a kid and that’s that. The one that you can only use with people that you know and trust and that you know will never divulge your personal information to anyone else. That’s the kind of credit card that you’re probably thinking of — one that is almost unknown outside of its circle of friends and family members.
The reality is that there are many more exclusive versions of these cards out there. Some cards are only accessible to people who have them and people who have them only once a year at a certain time of the year. These cards are the kind that you can only use once a year because they are limited to a certain group of people. They are the kind of Credit Cards that are virtually impossible to get ahold of outside of their circle of friends and family members.
We’ve listed the Top 10 Most Exclusive Credit Cards in the world. But be sure to check out the other top-secret cards that you’ll only be able to get if you’re willing to part with a significant amount of your life savings.
10 Most Exclusive Credit Cards
1. Credit Card with Centurion Status from American Express
American Express has been the leader in the exclusive credit card market since the 1960s. The credit card with the most exclusive privileges has to be the credit card with the Centurion status. The Centurion cardholders are the elite of the elite. The people whose wildest dreams have been fulfilled by using this card. To get the Centurion card. You have to be one of the select few who is approved to open an account.
Then, if you want to cash in those wins. You have to go through the rigorous approval process all over again. This approval process is imposed on the cardholder and is not something that can be achieved through sheer luck or sheer hard work.
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2. First Royale MasterCard in Dubai
The MasterCard that is only available in the Dubai World Trade Centre is one of the Most Exclusive Credit Cards in the world. The cardholder has the exclusive privilege of spending their money in Dubai and the people who have this card don’t even have to think about it. The cardholder simply has to hand over their card to the personnel working at the reception desk.
As soon as the cardholder enters the code on the back of the card. They are connected to the world’s most advanced payment system. The person at the other end of the line has no idea that they are even dealing with a customer. The cardholder goes through a verification process and only after that is the card issued.
3. The Visa Infinite Card
This is another credit card exclusive to the people who have the exclusive privilege of spending their birthday in August. The cardholder has to open an account and make a purchase of $15,000 or more to be eligible for this card. The card has no annual fee and is only due to being released in June 2020. This card is the most sought-after credit card in the world and is the only one you can’t get just by accident. You would have to go to the store, pay for the items you regularly purchase, and then hand the cashier your card.
Once the cashier runs the code on the back of the card. They know that you are a cardholder with this card. You can go anywhere in the world with this card and you won’t be stopped from using it.
4. Bank of America Palladium Visa
The Palladium Visa is another credit card that is only available to a select few people in the world. It gives the cardholder the privilege of spending $100,000 or more on their birthday in August. The cardholder has to make a purchase of $100,000 or more in one calendar year and be a part of the Palladium Club. The Palladium Club is made up of only five people and these are the only people who get the privilege of being issued a credit card.
The card has no annual fee and can be used by anyone. Once the cashier runs the code on the back of the card. They know that you are part of this club and can stop searching for other customers.
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5. MasterCard in Brazilian Black
This credit card is another that is only available to a select few people in the world. The cardholder has to open an account and make a purchase of $2 million or more to be eligible for this card. The card has no annual fee and can be used by anyone. Once the cashier runs the code on the back of the card. They know that you are part of this club and can stop searching for other customers.
6. Visa with Stratus Rewards Program
This credit card has been around since the 1980s, so it’s not a new card in the least. But this is the first time that it will be making a comeback as a Visa card. The card was once called the Velocity Credit Card and it was the first credit card that featured rewards cards. It gives the cardholder the privilege of earning points that can be redeemed for cash or goods and services that can be used as incentives for future cardholders. The points can also be transferred to other credit cards or banks that have the Visa logo on them. This card has no annual fee and is only due to being released in May 2020.
7. World Silk Card by Coutts & Co.
This is the luxurious, high-end version of the credit card. It gives the cardholder the privilege of spending $2 million or more on their birthday in May and they also get to choose between two luxury yachts to use as their ships. This card has no annual fee and can be used by anyone.
8. Merrill’s American Express Card
This is one of the less exclusive credit cards, but it doesn’t mean that it’s not exclusive at all. This card is only available to people who are known in the financial world as “Merrills”. The cardholder has the privilege of bringing in up to $20 million in transaction volume to be eligible for this card. This card has no annual fee and can be used by anyone.
9. Citibank’s “Ultima Cards”
This is a series of five credit cards from Citibank that have been around since 2000. The last two cards in the series were called the “Ultima Cards” and they are only available to those who have saved at least $100,000 for their retirement. The cardholder has to have saved at least $100,000 for their retirement to be eligible for this card and to receive it.
They have to put their retirement savings in a money market fund. Once the $100,000 is saved. The cardholder can withdraw their funds as they see fit and they get to keep all of their money. This card has no annual fee and can be used by anyone.
10. Black Card from Barclays Bank Visa
This is similar to the World Silk Card by Coutts & Co. in that it is only available to the richest people in the world. It is only issued to the people who have saved the most money in a money market fund. It gives the cardholder the privilege of spending $100 million or more and also a free yacht. This card has no annual fee and can be used by anyone.
Conclusion
The most exclusive credit cards in the world are the ones that are offered by banks. The most popular of these banks is the American Express Card which has been around since the 1960s. The other top-secret credit cards in the world are the Centurion card from American Express and the Centurion Visa from American Express. The most exclusive credit card in the world is the Credit Card with Centurion Status from American Express which is only available to the elite of the elite. The Centurion cardholders are the people whose wildest dreams have been fulfilled by using this card.
To get this card you have to go through a rigorous approval process. Which is almost impossible to achieve through sheer luck or sheer hard work. The most exclusive credit card in the world is the Credit Card with World Silk Card from Coutts & Co. This is the most luxurious credit card with a yacht and a million dollars for the person. Who has saved the most money for their retirement. This card has no annual fee and can be used by anyone.
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